{"id":88801,"date":"2024-01-31T13:17:51","date_gmt":"2024-01-31T12:17:51","guid":{"rendered":"https:\/\/erdmost.hu\/?p=88801"},"modified":"2024-01-31T13:17:51","modified_gmt":"2024-01-31T12:17:51","slug":"ismet-erd-fele-fordulhat-a-hazvasarlok-figyelme","status":"publish","type":"post","link":"https:\/\/erdmost.hu\/en\/2024\/01\/31\/ismet-erd-fele-fordulhat-a-hazvasarlok-figyelme\/","title":{"rendered":"Ism\u00e9t \u00c9rd fel\u00e9 fordulhat a h\u00e1zv\u00e1s\u00e1rl\u00f3k figyelme"},"content":{"rendered":"

A tavalyi \u00e9vben er\u0151sen visszaesett az ingatlanpiac, melyre t\u00f6bbek k\u00f6z\u00f6tt a rendk\u00edv\u00fcl magas hitelkamatok voltak hat\u00e1ssal: az \u00e9v elej\u00e9n teljesen megszokott\u00e1 v\u00e1ltak a 10 sz\u00e1zal\u00e9k feletti THM-ek a jelz\u00e1loghitelekn\u00e9l, ez pedig er\u0151sen visszafogta az ingatlanpiaci keresletet is – der\u00fcl ki\u00a0 a Balla Ingatlan legut\u00f3bbi elemz\u00e9s\u00e9b\u0151l.<\/a><\/p>\n

A hitelkamatok \u00fagy t\u0171nik, n\u00e9mileg szel\u00edd\u00fcltek, \u00edgy egyedi esetekben ak\u00e1r 6 sz\u00e1zal\u00e9k alatti kamatszinten is lehet lak\u00e1shitelhez jutni, amely \u00fajabb helyzetet teremt az ingatlanpiacon.<\/p>\n

Ez n\u00f6velheti a hitelfelv\u00e9telek sz\u00e1m\u00e1t \u00e9s nagys\u00e1g\u00e1t, a hitelre v\u00e1s\u00e1rl\u00f3 vev\u0151k pedig \u00e1ltal\u00e1ban k\u00f6nnyebben engedik meg maguknak a nagyobb m\u00e9ret\u0171, k\u00e9nyelmesebb ingatlanokat.<\/p><\/blockquote>\n

A keresletre n\u00e9mik\u00e9pp hat\u00e1ssal van a CSOK Plusz, amely \u00e9v elej\u00e9n indult \u00e9s ingatlanpiaci elemz\u0151k szerint \u00faj lend\u00fcletet adott a szektor n\u00f6veked\u00e9s\u00e9nek. M\u00edg a CSOK alapvet\u0151en egy vissza nem t\u00e9r\u00edtend\u0151 t\u00e1mogat\u00e1s volt, addig a CSOK Plusz egy kamatt\u00e1mogatott hitelterm\u00e9k.<\/p>\n

\"\"<\/p>\n

A CSOK Plusznak is van n\u00e9mi pozit\u00edv hat\u00e1sa a forgalomra. M\u00e1r janu\u00e1r legelej\u00e9n \u00e9rezhet\u0151 volt a kereslet n\u00f6veked\u00e9se, hiszen a vev\u0151k megv\u00e1rt\u00e1k a CSOK Plusz indul\u00e1s\u00e1t. Erre pedig az elad\u00f3k t\u00f6bbs\u00e9ge is reag\u00e1l, ami a gyakorlatban egyszer\u0171en \u00e1remel\u00e9st jelent.<\/p>\n

Balla Frigyes, az iroda operat\u00edv igazgat\u00f3ja szerint id\u00e9n 100-120 ezer k\u00f6z\u00f6tt alakulhat a tranzakci\u00f3k sz\u00e1ma, a CSOK Plusz v\u00e1s\u00e1rl\u00e1sok ebb\u0151l nagyj\u00e1b\u00f3l 5-10 ezret tehetnek majd ki.<\/p>\n

Azok a vev\u0151k, akik Budapesten szeretn\u00e9nek els\u0151 lak\u00e1sk\u00e9nt CSOK-t\u00e1mogat\u00e1ssal ingatlan v\u00e1s\u00e1rolni, els\u0151sorban a lak\u00e1sk\u00edn\u00e1latb\u00f3l v\u00e1logathatnak, ugyanis csal\u00e1di h\u00e1zat 80 milli\u00f3 forint\u00e9rt nem fognak kapni.<\/p>\n

Ha csal\u00e1di h\u00e1zat szeretn\u00e9nek, arra ink\u00e1bb csak a k\u00fcls\u0151 ker\u00fcletekben \u00e9s az agglomer\u00e1ci\u00f3 olcs\u00f3bb telep\u00fcl\u00e9sein lesz lehet\u0151s\u00e9g\u00fck, ami a budai oldalon p\u00e9ld\u00e1ul \u00c9rdet jelenti.<\/p><\/blockquote>\n

A CSOK Plusz teh\u00e1t annyit jelent az ingatlanpiaci kereslet szempontj\u00e1b\u00f3l, hogy a nagyobb, h\u00e1romszob\u00e1s ingatlanok ir\u00e1nt mutatkozhat nagyobb \u00e9rdekl\u0151d\u00e9s, ugyanakkor a t\u00e1mogat\u00e1ssal \u00e9l\u0151k alacsony ar\u00e1nya miatt a kor\u00e1bbiakhoz k\u00e9pest nem okoz jelent\u0151sebb eltol\u00f3d\u00e1st a keresletben.<\/p>\n

Tov\u00e1bbra is a j\u00f3 helyen l\u00e9v\u0151, j\u00f3 infrastrukt\u00far\u00e1val rendelkez\u0151, \u00e1tlagos m\u00e9ret\u0171 lak\u00e1sok lesznek a legkelend\u0151bbek, melyek tavaly is sl\u00e1gerterm\u00e9knek sz\u00e1m\u00edtottak, hiszen ezek a leg\u00e9rt\u00e9k\u00e1ll\u00f3bb lak\u00e1sok.<\/p><\/blockquote>\n

A csokosok ak\u00e1r a fel\u00faj\u00edtand\u00f3 lak\u00e1sokat is meg fogj\u00e1k venni megfelel\u0151 elhelyezked\u00e9s eset\u00e9n, b\u00e1r nyilv\u00e1n a minim\u00e1lis m\u00e9ret ezekn\u00e9l az egy nappali plusz k\u00e9t h\u00e1l\u00f3szoba.<\/p>\n

\"\"<\/p>\n

Megfigyel\u00e9sek szerint a 35-40 milli\u00f3 forintn\u00e1l olcs\u00f3bb ingatlanok ir\u00e1nt nagyobb a kereslet, \u00e9s egy ilyen \u00e1r\u00fa ingatlant szerencs\u00e9s esetben m\u00e1r a Babav\u00e1r\u00f3 \u00e9s a CSOK Plusz kombin\u00e1ci\u00f3j\u00e1val a ma alb\u00e9rletben \u00e9l\u0151k is megv\u00e1s\u00e1rolhatnak \u00fagy, hogy kisebb lesz a t\u00f6rleszt\u0151j\u00fck, mint a b\u00e9rleti d\u00edj.<\/p>\n

A szak\u00e9rt\u0151k szavaib\u00f3l teh\u00e1t az rajzol\u00f3dik ki, hogy b\u00e1r a v\u00e1rhat\u00f3an felp\u00f6rg\u0151 hitelez\u00e9s a nagyobb ingatlanok fel\u00e9 tereli a vev\u0151ket, az\u00e9rt v\u00e1ltozatlanul a j\u00f3 elhelyezked\u00e9s\u0171, jobb \u00e1llapot\u00fa, relat\u00edve olcs\u00f3, „\u00e1tlagos” m\u00e9ret\u0171, egy-h\u00e1rom szob\u00e1s lak\u00e1sok lesznek tov\u00e1bbra is keresettek.<\/p>","protected":false},"excerpt":{"rendered":"

A CSOK Plusz \u00e9s a cs\u00f6kken\u0151 hitelkamatok is a nagyobb ingatlanok fel\u00e9 terelik a keresletet. 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