Az MNB szak\u00e9rt\u0151i hangs\u00falyozt\u00e1k, hogy a t\u00f6rleszt\u0151r\u00e9szletek nem v\u00e1ltoznak a morat\u00f3rium lej\u00e1rt\u00e1t k\u00f6vet\u0151en, a t\u0151ketartoz\u00e1st sem a fizet\u00e9si morat\u00f3rium ideje alatt, sem a fizet\u00e9si morat\u00f3rium lej\u00e1rt\u00e1t k\u00f6vet\u0151en nem lehet a morat\u00f3rium ideje alatt nem teljes\u00edtett kamat \u00f6sszeg\u00e9vel megn\u00f6velni. Ezt a kamatot a h\u00e1tral\u00e9v\u0151 futamid\u0151ben esed\u00e9kes t\u00f6rleszt\u0151r\u00e9szletekkel egy\u00fctt a fizet\u00e9si morat\u00f3rium lej\u00e1rt\u00e1t k\u00f6vet\u0151en a futamid\u0151 alatt, \u00e9vente egyenl\u0151 r\u00e9szletekben kell megfizetni.<\/p>\n
A futamid\u0151 \u00fagy hosszabbodik meg, hogy az esed\u00e9kess\u00e9 v\u00e1l\u00f3 t\u00f6rleszt\u0151r\u00e9szlet \u00e9s a fizet\u00e9si morat\u00f3rium alatt keletkez\u0151 r\u00e9szletekben megfizetend\u0151 kamat \u00f6sszege egy\u00fcttesen ne haladja meg az eredeti szerz\u0151d\u00e9s szerinti t\u00f6rleszt\u0151r\u00e9szletek \u00f6sszeg\u00e9t. A kamatra vonatkoz\u00f3 szab\u00e1lyokat megfelel\u0151en kell alkalmazni a d\u00edjakra is.<\/p>\n
A Takar\u00e9kbank arra sz\u00e1m\u00edt, hogy nagy sz\u00e1mban lesznek olyanok, akik nem \u00e9lnek a morat\u00f3riummal. Az \u00fcgyfelek n\u00e9gyf\u00e9le platformon jelezhetik fizet\u00e9si sz\u00e1nd\u00e9kukat: a call centeren, e-mailen, postai \u00faton, illetve indokolt esetben a Takar\u00e9kbank b\u00e1rmely bankfi\u00f3kj\u00e1ban fogadja az \u00fcgyf\u00e9lig\u00e9nyeket, napokon bel\u00fcl pedig tov\u00e1bbi csatorn\u00e1kon is lehet\u0151v\u00e9 teszi a nyilatkozatt\u00e9telt. Az \u00fcgyfelek december 31-\u00e9ig b\u00e1rmikor jelezhetik, hogy m\u00e9gis folytatj\u00e1k a hitel\u00fck t\u00f6rleszt\u00e9s\u00e9t, ugyan\u00fagy, ahogy azt is, ha m\u00e9gis \u00e9lni k\u00edv\u00e1nnak a morat\u00f3riummal.<\/p>\n
A K&H bank honlapja szerint az \u00fcgyfelek e-bank \u00fczenetben, K&H mobilbank \u00fczenetben, K&H mobilbankb\u00f3l telefonon, illetve a K&H T\u00e1vbankon kereszt\u00fcl jelezhetik t\u00f6rleszt\u00e9si sz\u00e1nd\u00e9kukat.<\/p>\n
Az OTP Bankn\u00e1l az internetbankon kereszt\u00fcl, illetve a honlapon egy nyilatkozat kit\u00f6lt\u00e9s\u00e9vel is lehet\u0151s\u00e9ge van az \u00fcgyfeleknek folytatni a t\u00f6rleszt\u00e9st.<\/p>","protected":false},"excerpt":{"rendered":"
A hitelt\u00f6rleszt\u00e9si morat\u00f3rium a m\u00e1rcius 18-ig foly\u00f3s\u00edtott hitelekre vonatkozik, \u00e9s \u00e9v v\u00e9g\u00e9ig tart.\u00a0 A Magyar Nemzeti Bank szak\u00e9rt\u0151i t\u00f6bb f\u00f3rumon amellett \u00e9rveltek, hogy meg\u00e9ri kihaszn\u00e1lni a lehet\u0151s\u00e9get. Annak, aki \u00fagy d\u00f6nt, hogy tov\u00e1bb t\u00f6rleszti a hitel\u00e9t, nyilatkoznia kell err\u0151l a bankj\u00e1n\u00e1l.<\/p>","protected":false},"author":8,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"cikk_cimkek":[15,26],"content_flags":[],"content_icons":[357],"class_list":["post-6827","post","type-post","status-publish","format-standard","hentry","category-erdmost","cikk_cimkek-kozelet","cikk_cimkek-kozerdeku","content_icons-informacio"],"acf":[],"_links":{"self":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts\/6827","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/comments?post=6827"}],"version-history":[{"count":0,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts\/6827\/revisions"}],"wp:attachment":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/media?parent=6827"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/categories?post=6827"},{"taxonomy":"cikk_cimkek","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/cikk_cimkek?post=6827"},{"taxonomy":"content_flags","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/content_flags?post=6827"},{"taxonomy":"content_icons","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/content_icons?post=6827"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}