{"id":6296,"date":"2020-02-19T09:14:48","date_gmt":"2020-02-19T09:14:48","guid":{"rendered":"https:\/\/wp.erdmost.hu\/2020\/02\/19\/hitelt-szeretne-orulhet-nav-ujitasanak\/"},"modified":"2020-02-19T09:14:48","modified_gmt":"2020-02-19T09:14:48","slug":"hitelt-szeretne-orulhet-nav-ujitasanak","status":"publish","type":"post","link":"https:\/\/erdmost.hu\/en\/2020\/02\/19\/hitelt-szeretne-orulhet-nav-ujitasanak\/","title":{"rendered":"Hitelt szeretne? \u00d6r\u00fclhet a NAV \u00faj\u00edt\u00e1s\u00e1nak"},"content":{"rendered":"

Febru\u00e1rt\u00f3l online is lehet ig\u00e9nyelni a banki hitelfelv\u00e9telhez elengedhetetlen ad\u00f3hivatali keresetigazol\u00e1st<\/a> – \u00edrja az MTI a Nemzeti Ad\u00f3- \u00e9s V\u00e1mhivatalra<\/a> (NAV) hivatkozva.<\/p>\n

A keresetkimutat\u00e1s p\u00e1r kattint\u00e1ssal beszerezhet\u0151, \u00e9s ha az ig\u00e9nyl\u0151 az adatokat rendben tal\u00e1lja, a NAV elk\u00fcldi azt a KHR-t (k\u00f6zponti hitelinform\u00e1ci\u00f3s rendszert) kezel\u0151 p\u00e9nz\u00fcgyi v\u00e1llalkoz\u00e1snak, amely azt k\u00f6zvetlen\u00fcl a megjel\u00f6lt banknak tov\u00e1bb\u00edtja.<\/p>\n

Macer\u00e1sabb volt<\/p>\n

J\u00f6vedelemigazol\u00e1st eddig szem\u00e9lyesen a NAV \u00fcgyf\u00e9lszolg\u00e1latain, post\u00e1n vagy elektronikusan az „IGAZOL” nyomtatv\u00e1ny \u00fcgyf\u00e9lkapus  beny\u00fajt\u00e1s\u00e1val lehetett k\u00e9rni. Most azonban – a NAV \u00e9s a Magyar Nemzeti Bank \u00e1ltal k\u00f6z\u00f6sen kidolgozott rendszerben – online, az eBEV-port\u00e1lon kereszt\u00fcl ig\u00e9nyelhet\u0151, ami jelent\u0151sen ler\u00f6vid\u00edti az \u00fcgyf\u00e9l, a NAV \u00e9s az adott bank k\u00f6z\u00f6tti kommunik\u00e1ci\u00f3t.<\/p>\n

A szolg\u00e1ltat\u00e1shoz a NAV t\u00e1j\u00e9koztat\u00e1sa szerint nem kell semmilyen k\u00fcl\u00f6n kit\u00f6lt\u0151programot vagy alkalmaz\u00e1st, nyomtatv\u00e1nyt let\u00f6lteni, az eg\u00e9sz folyamat v\u00e9gigvihet\u0151 online, b\u00e1rmilyen okoseszk\u00f6z\u00f6n. Fontos k\u00fcl\u00f6nbs\u00e9g, hogy a keresetkimutat\u00e1s – szemben a j\u00f6vedelemigazol\u00e1ssal, ami lez\u00e1rt ad\u00f3\u00e9vi adatokat t\u00fckr\u00f6z – a munk\u00e1ltat\u00f3k, kifizet\u0151k \u00e1ltal havonta NAV-hoz lejelentett legfrissebb adatok alapj\u00e1n k\u00e9sz\u00fcl.<\/p>\n

Teh\u00e1t mindig az ig\u00e9nyl\u00e9st megel\u0151z\u0151 m\u00e1sodik h\u00f3nap utols\u00f3 napj\u00e1ig terjed\u0151 12 h\u00f3nap adatait tartalmazza – emeli ki a NAV k\u00f6zlem\u00e9nye. Akinek nincs \u00fcgyf\u00e9lkapuja, de ig\u00e9nybe szeretn\u00e9 venni a szolg\u00e1ltat\u00e1st, az szem\u00e9lyesen a NAV b\u00e1rmely \u00fcgyf\u00e9lszolg\u00e1lat\u00e1n, a korm\u00e1nyablakokban, a kijel\u00f6lt post\u00e1kon vagy ak\u00e1r a k\u00fclk\u00e9pviseleteken is nyithat \u00fcgyf\u00e9lkaput.<\/p>","protected":false},"excerpt":{"rendered":"

A j\u00f6vedelemigazol\u00e1st eddig szem\u00e9lyesen kellett k\u00e9rni. A NAV szerint mostant\u00f3l p\u00e1r kattint\u00e1s is el\u00e9g lesz ehhez.<\/p>","protected":false},"author":8,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"cikk_cimkek":[15],"content_flags":[350],"content_icons":[],"class_list":["post-6296","post","type-post","status-publish","format-standard","hentry","category-erdmost","cikk_cimkek-kozelet","content_flags-erdekes"],"acf":[],"_links":{"self":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts\/6296","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/comments?post=6296"}],"version-history":[{"count":0,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts\/6296\/revisions"}],"wp:attachment":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/media?parent=6296"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/categories?post=6296"},{"taxonomy":"cikk_cimkek","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/cikk_cimkek?post=6296"},{"taxonomy":"content_flags","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/content_flags?post=6296"},{"taxonomy":"content_icons","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/content_icons?post=6296"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}