{"id":46923,"date":"2022-09-15T05:30:29","date_gmt":"2022-09-15T03:30:29","guid":{"rendered":"https:\/\/erdmost.hu\/?p=46923"},"modified":"2022-09-14T16:04:25","modified_gmt":"2022-09-14T14:04:25","slug":"zoldhitel-tehet-rendet-az-agglomeracioban","status":"publish","type":"post","link":"https:\/\/erdmost.hu\/en\/2022\/09\/15\/zoldhitel-tehet-rendet-az-agglomeracioban\/","title":{"rendered":"Z\u00f6ldhitel tehet rendet az agglomer\u00e1ci\u00f3ban"},"content":{"rendered":"<p>Az elm\u00falt \u00e9vekben sok pozit\u00edv hat\u00e1s \u00e9rte Budapest agglomer\u00e1ci\u00f3j\u00e1nak ingatlanpiac\u00e1t. Ilyen volt t\u00f6bbek k\u00f6z\u00f6tt a t\u00f6bbf\u00e9le t\u00e1mogat\u00e1sb\u00f3l \u00f6ssze\u00e1ll\u00f3 csal\u00e1dt\u00e1mogat\u00e1si rendszer, mely a fiatal csal\u00e1dok kik\u00f6lt\u00f6z\u00e9s\u00e9t seg\u00edtette. Nagyon sokan egy kisebb budapesti lak\u00e1s elad\u00e1s\u00e1val, hitellel, vissza nem t\u00e9r\u00edtend\u0151 t\u00e1mogat\u00e1s seg\u00edts\u00e9g\u00e9vel kertes h\u00e1zhoz jutottak az agglomer\u00e1ci\u00f3ban.<\/p>\n<p>Az elm\u00falt \u00e9vekben r\u00e1ad\u00e1sul a Covidnak is volt egy olyan hat\u00e1sa, hogy nagyon sokan v\u00e1gytak a z\u00f6ldbe. Ez a v\u00e1gy persze kor\u00e1bban is jelen volt, csak a j\u00e1rv\u00e1ny adott egy l\u00f6k\u00e9st, ami nagyon felp\u00f6rgette az agglomer\u00e1ci\u00f3 ingatlanpiac\u00e1nak forgalm\u00e1t &#8211; magyar\u00e1zta Balla \u00c1kos, a Balla Ingatlan vezet\u0151je.<\/p>\n<p>Most viszont megjelent egy \u00e1ltal\u00e1nos bizonytalans\u00e1g, gazdas\u00e1gi neh\u00e9zs\u00e9gek, \u00e9s ami az agglomer\u00e1ci\u00f3s ingatlanpiacot kiemelten \u00e9rinti: a magas \u00fczemanyag\u00e1r. A k\u00f6lts\u00e9gek, a rezsi n\u00f6veked\u00e9se jelent\u0151sen visszafogja az agglomer\u00e1ci\u00f3s telep\u00fcl\u00e9sek ingatlanai ir\u00e1nti keresletet.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-large wp-image-46935\" src=\"https:\/\/erdmost.hu\/wp-content\/uploads\/2022\/09\/photovoltaic-g947756901_1920-1024x673.jpg\" alt=\"\" width=\"1024\" height=\"673\" srcset=\"https:\/\/erdmost.hu\/wp-content\/uploads\/2022\/09\/photovoltaic-g947756901_1920-1024x673.jpg 1024w, https:\/\/erdmost.hu\/wp-content\/uploads\/2022\/09\/photovoltaic-g947756901_1920-300x197.jpg 300w, https:\/\/erdmost.hu\/wp-content\/uploads\/2022\/09\/photovoltaic-g947756901_1920-768x505.jpg 768w, https:\/\/erdmost.hu\/wp-content\/uploads\/2022\/09\/photovoltaic-g947756901_1920-1536x1010.jpg 1536w, https:\/\/erdmost.hu\/wp-content\/uploads\/2022\/09\/photovoltaic-g947756901_1920.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>Ek\u00f6zben az \u00faj\u00e9p\u00edt\u00e9s\u0171 ingatlanok piac\u00e1ra az jellemz\u0151, hogy \u00e1rban k\u00f6veti az \u00e9p\u00edt\u0151anyagok dr\u00e1gul\u00e1s\u00e1t.\u00a0 Ahol viszont nem fogunk a k\u00f6zelj\u00f6v\u0151ben n\u00f6vekv\u0151 \u00e1rakkal tal\u00e1lkozni, azok a korszer\u0171tlen, fel\u00faj\u00edtand\u00f3 ingatlanok. A probl\u00e9ma itt az, hogy a tulajdonosuk nem felt\u00e9tlen\u00fcl vette figyelembe a bek\u00f6vetkez\u0151 v\u00e1ltoz\u00e1sokat, vagyis nem vette tudom\u00e1sul, hogy k\u00e9nytelen lesz nyomott \u00e1ron \u00e9rt\u00e9kes\u00edteni ingatlan\u00e1t, ha val\u00f3ban el akarja adni.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-large wp-image-46934\" src=\"https:\/\/erdmost.hu\/wp-content\/uploads\/2022\/09\/energy-efficient-gc69102101_1920-1024x683.jpg\" alt=\"\" width=\"1024\" height=\"683\" srcset=\"https:\/\/erdmost.hu\/wp-content\/uploads\/2022\/09\/energy-efficient-gc69102101_1920-1024x683.jpg 1024w, https:\/\/erdmost.hu\/wp-content\/uploads\/2022\/09\/energy-efficient-gc69102101_1920-300x200.jpg 300w, https:\/\/erdmost.hu\/wp-content\/uploads\/2022\/09\/energy-efficient-gc69102101_1920-768x512.jpg 768w, https:\/\/erdmost.hu\/wp-content\/uploads\/2022\/09\/energy-efficient-gc69102101_1920-1536x1024.jpg 1536w, https:\/\/erdmost.hu\/wp-content\/uploads\/2022\/09\/energy-efficient-gc69102101_1920.jpg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>Szeptembert\u0151l mindenki, akit \u00e9rint az emelked\u0151 energia\u00e1r, magasabb \u00f6sszeg\u0171 rezsisz\u00e1ml\u00e1kkal fog tal\u00e1lkozni. Sokan ugyan m\u00e1r a bejelent\u00e9st k\u00f6vet\u0151en \u00e1tsz\u00e1molt\u00e1k a v\u00e1rhat\u00f3 rezsi\u00f6sszegeket, azonban nem felt\u00e9tlen\u00fcl hitt\u00e9k el a kalkul\u00e1ci\u00f3juk eredm\u00e9ny\u00e9t, illetve akadnak, akik rem\u00e9nykednek a csod\u00e1ban. P\u00e9ld\u00e1ul a kor\u00e1bbi bejelent\u00e9s korrekci\u00f3j\u00e1ban. Mindenesetre ett\u0151l a h\u00f3napt\u00f3l a rezsi v\u00e1ltoz\u00e1sa sokak sz\u00e1m\u00e1ra m\u00e1r t\u00e9nny\u00e9 v\u00e1lik, ami egyr\u00e9szt elad\u00e1si hull\u00e1mot gener\u00e1l, m\u00e1sr\u00e9szt a j\u00f6v\u0151 \u00e9vben fel\u00faj\u00edt\u00e1si hull\u00e1m v\u00e1rhat\u00f3 a hat\u00e1s\u00e1ra &#8211; v\u00e9lekedett a szak\u00e9rt\u0151.<\/p>\n<p>Balla \u00c1kos egy\u00e9bk\u00e9nt \u00fagy l\u00e1tja, a j\u00f6v\u0151ben csak akkor lehet kedvez\u0151 v\u00e1ltoz\u00e1sokra sz\u00e1m\u00edtani az agglomer\u00e1ci\u00f3s ingatlanpiac tekintet\u00e9ben, ha olyan korm\u00e1nyzati d\u00f6nt\u00e9sek sz\u00fcletnek, melyek az el\u0151bb felsorolt hat\u00e1sokat ellens\u00falyozz\u00e1k.<\/p>\n<blockquote><p>Mivel a csal\u00e1dt\u00e1mogat\u00e1sok megmaradtak, \u00edgy els\u0151sorban a &#8222;z\u00f6ldhitel&#8221; \u00fajragondol\u00e1sa, \u00fajj\u00e1\u00e9leszt\u00e9se lenne indokolt. Ann\u00e1l is ink\u00e1bb, mivel a z\u00f6ldhitel azt a c\u00e9lt szolg\u00e1lta, hogy modern, energiahat\u00e9kony otthonok \u00e9p\u00fcljenek. Ez pedig hasznosabb c\u00e9l, mint fel\u00faj\u00edt\u00e1si t\u00e1mogat\u00e1sb\u00f3l \u00fajraburkolni a f\u00fcrd\u0151szob\u00e1t, esetleg kicser\u00e9lni a konyhapultot, vagy be\u00e1ll\u00edtani egy jakuzzit a teraszra.<\/p><\/blockquote>\n<p>Amennyiben a t\u00e1mogat\u00e1si rendszer kifejezetten az energiahat\u00e9konys\u00e1got c\u00e9lozn\u00e1, vagy ak\u00e1r egy nagyon kedvez\u0151 hitellehet\u0151s\u00e9gnek a felt\u00e9tele lenne egy komolyabb energiahat\u00e9konys\u00e1gi javul\u00e1s, az ism\u00e9t megmozgathatn\u00e1 az agglomer\u00e1ci\u00f3s ingatlanpiacot. Ez a gyakorlatban egy olyan \u00e9p\u00edt\u00e9sre \u00e9s energetikai korszer\u0171s\u00edt\u00e9sre felhaszn\u00e1lhat\u00f3 z\u00f6ldhitelt jelentene, melynek kamata a jelenlegi 10 sz\u00e1zal\u00e9k feletti kamatszint alatt maradna a t\u00e1mogat\u00e1s r\u00e9v\u00e9n, teh\u00e1t valahol 5-7 sz\u00e1zal\u00e9k k\u00f6rny\u00e9k\u00e9n alakulna.<\/p>\n<p>Egy ilyen energetikai c\u00e9l\u00fa, t\u00e1mogatott hitelkonstrukci\u00f3t egy\u00e9bk\u00e9nt nemr\u00e9g Guly\u00e1s Gergely kancell\u00e1riaminiszter is felv\u00e1zolt egy korm\u00e1nyinf\u00f3n, \u00edgy sz\u00e1m\u00edtani lehet arra, hogy ez valamilyen form\u00e1ban megval\u00f3sul &#8211; v\u00e9lekedett Balla \u00c1kos, aki szerint ez lehetne a j\u00f3 ir\u00e1ny ahhoz, hogy az agglomer\u00e1ci\u00f3s ingatlanpiacra visszat\u00e9rjen a kor\u00e1bban megtapasztalt lend\u00fclet.<\/p>","protected":false},"excerpt":{"rendered":"<p>Visszaesett a kereslet a korszer\u0171tlen, nagym\u00e9ret\u0171 ingatlanok ir\u00e1nt.<\/p>","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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