vizsg\u00e1lt\u00e1k<\/a> k\u00f6zel f\u00e9lezer borsodi csal\u00e1dban, hogy milyen k\u00f6vetkezm\u00e9nyekkel j\u00e1r, amikor a nagy \u00f6sszeg\u0171 tartoz\u00e1s m\u00e1r v\u00e9grehajt\u00f3i f\u00e1zisba ker\u00fclt. R\u00f6viden: a trivi\u00e1lis eg\u00e9szs\u00e9groml\u00e1s mellett a b\u00fcntet\u0151kamatokkal megn\u00f6velt, rem\u00e9nytelen nagys\u00e1g\u00fav\u00e1 duzzadt ad\u00f3ss\u00e1g miatt sokan arra rendezkedtek be, hogy bujk\u00e1lnak a behajt\u00e1s el\u0151l, nem v\u00e1llalnak bejelentett munk\u00e1t, nem nyitnak banksz\u00e1ml\u00e1t. <\/p>\nAzok k\u00f6z\u00fcl, akiknek van lej\u00e1rt tartoz\u00e1suk, alig 13 sz\u00e1zal\u00e9knak van bejelentett munk\u00e1ja, m\u00edg a t\u00f6bbiek k\u00f6z\u00f6tt 45 sz\u00e1zal\u00e9knak. Az ilyen csal\u00e1dok 18 sz\u00e1zal\u00e9k\u00e1ban fordul el\u0151, hogy az\u00e9rt nem v\u00e1llal leg\u00e1lis munk\u00e1t, 21 sz\u00e1zal\u00e9k pedig nem nyit banksz\u00e1ml\u00e1t, hogy ne tudj\u00e1k levonni a tartoz\u00e1st. Minden harmadik a folyamatos f\u00e9lelem, stressz miatt eg\u00e9szs\u00e9g\u00e9nek roml\u00e1s\u00e1r\u00f3l sz\u00e1molt be. Az \u00e9let minden ter\u00fclet\u00e9n j\u00f3l l\u00e1that\u00f3an rosszabb \u00e9letmin\u0151s\u00e9g bontakozik ki: 63 sz\u00e1zal\u00e9k nem j\u00e1r k\u00f6z\u00f6ss\u00e9gbe (45 sz\u00e1zal\u00e9k a lej\u00e1rt tartoz\u00e1ssal nem rendelkez\u0151kb\u0151l), 65 sz\u00e1zal\u00e9k gyakran f\u00e1radt (46 sz\u00e1zal\u00e9k), hattized\u00fck gyakran ideges (36 sz\u00e1zal\u00e9k), majdnem minden m\u00e1sodik sokszor let\u00f6rt, rem\u00e9nyvesztett (az ad\u00f3ss\u00e1g n\u00e9lk\u00fclieknek csak b\u0151 \u00f6t\u00f6de), ezzel szemben csak harmaduk gyakran vid\u00e1m, energikus (61 sz\u00e1zal\u00e9k a m\u00e1sik csoportban).<\/p>\n
A korrekci\u00f3s modellsz\u00e1m\u00edt\u00e1sok azt eredm\u00e9nyezt\u00e9k, hogy a lej\u00e1rt tartoz\u00e1s 14 sz\u00e1zal\u00e9kkal cs\u00f6kkenti a bejelentett munka es\u00e9ly\u00e9t, \u00e9s kilenc sz\u00e1zal\u00e9kkal a banksz\u00e1mlanyit\u00e1s\u00e9t. A t\u00e1rsadalmi k\u00f6zegbe ny\u00fajt betekint\u00e9st, hogy a v\u00e1laszok alapj\u00e1n a bejelentett munka hi\u00e1nya \u00e9s a hitel nem t\u00f6rleszt\u00e9se a legkev\u00e9sb\u00e9 el\u00edt\u00e9lt magatart\u00e1s ebben a helyi k\u00f6zv\u00e9lem\u00e9nyben. A legelutas\u00edtottabb az utc\u00e1n veszeked\u00e9s, ordib\u00e1l\u00e1s \u00e9s a drogfogyaszt\u00e1s.<\/p>","protected":false},"excerpt":{"rendered":"
A lej\u00e1rt tartoz\u00e1s nem csak szeg\u00e9nys\u00e9gbe sodorhatja az embert, hanem olyan magatart\u00e1st is el\u0151h\u00edv, ami azt\u00e1n tart\u00f3s\u00edtja is ezt az \u00e1llapotot. Nem v\u00e1llal bejelentett munk\u00e1t \u00e9s nem nyit banksz\u00e1ml\u00e1t, hogy ne vonhass\u00e1k bel\u0151le a tartoz\u00e1st \u2013 der\u00fcl ki egy kutat\u00e1sb\u00f3l.<\/p>","protected":false},"author":8,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"cikk_cimkek":[15],"content_flags":[350],"content_icons":[],"class_list":["post-20915","post","type-post","status-publish","format-standard","hentry","category-erdmost","cikk_cimkek-kozelet","content_flags-erdekes"],"acf":[],"_links":{"self":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts\/20915","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/comments?post=20915"}],"version-history":[{"count":0,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts\/20915\/revisions"}],"wp:attachment":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/media?parent=20915"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/categories?post=20915"},{"taxonomy":"cikk_cimkek","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/cikk_cimkek?post=20915"},{"taxonomy":"content_flags","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/content_flags?post=20915"},{"taxonomy":"content_icons","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/content_icons?post=20915"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}