{"id":19422,"date":"2021-11-04T08:52:05","date_gmt":"2021-11-04T08:52:05","guid":{"rendered":"https:\/\/wp.erdmost.hu\/2021\/11\/04\/tippek-penzugyileg-tudatos-unnephez\/"},"modified":"2021-11-04T08:52:05","modified_gmt":"2021-11-04T08:52:05","slug":"tippek-penzugyileg-tudatos-unnephez","status":"publish","type":"post","link":"https:\/\/erdmost.hu\/en\/2021\/11\/04\/tippek-penzugyileg-tudatos-unnephez\/","title":{"rendered":"Tippek a p\u00e9nz\u00fcgyileg tudatos \u00fcnnephez"},"content":{"rendered":"<p><strong>Tavaly \u00e1tlagosan 52 300 forint volt az aj\u00e1nd\u00e9kokra sz\u00e1nt keret, id\u00e9n ez az \u00f6sszeg m\u00e1r meghaladja a 60 ezer forintot <\/strong>(60 411 Ft), ami \u00e1tlagosan 15,5 sz\u00e1zal\u00e9kos n\u00f6veked\u00e9st jelent. A kar\u00e1csonyi aj\u00e1nd\u00e9kokra sz\u00e1nt kiad\u00e1s az egy h\u00e1ztart\u00e1sra vet\u00edtett \u00e1tlagos, nett\u00f3, havi j\u00f6vedelem \u2013 ak\u00e1r\u2013 17%-\u00e1t is jelentheti. R\u00e1ad\u00e1sul a t\u00f6bb mint 60 ezer forintos keret k\u00f6zel 28%-\u00e1t a gyerekek aj\u00e1nd\u00e9kaira sz\u00e1njuk &#8211; mutatott r\u00e1 Csatos Erika.&nbsp;<\/p>\n<p>&#8222;Nagyon fontos, hogy mindenki higgadtan tudjon m\u00e9rlegelni: val\u00f3ban meg\u00e9ri-e az eg\u00e9sz csal\u00e1di b\u00fcdzs\u00e9t fel\u00e1ldozni az\u00e9rt a n\u00e9h\u00e1ny meghitt pillanat\u00e9rt, amit az aj\u00e1nd\u00e9kok kicsomagol\u00e1sa jelent.&#8221;<\/p>\n<p>A szak\u00e9rt\u0151 n\u00e9h\u00e1ny tippet is adott, amely seg\u00edthet az \u00fcnnepi k\u00f6lts\u00e9gek m\u00e9rs\u00e9kl\u00e9s\u00e9ben:<\/p>\n<ul>\n<li>Csak a kicsi gyerekek kapjanak aj\u00e1nd\u00e9kot id\u00e9n.<\/li>\n<li>Ebben az \u00e9vben hozzuk ki a m\u00e1r megl\u00e9v\u0151 kar\u00e1csonyi d\u00edszeinkb\u0151l, f\u00e9nyeinkb\u0151l a legt\u00f6bbet.<\/li>\n<li>Sokat sp\u00f3rolhatunk a kar\u00e1csonyi men\u00fc megtervez\u00e9s\u00e9vel is. A csal\u00e1di kedvencek ker\u00fcljenek az asztalra, de figyelj\u00fcnk oda az alapanyagok \u00e1r\u00e1ra is.<\/li>\n<li>V\u00e9g\u00fcl a legfontosabb tan\u00e1cs: ha egy m\u00f3d van r\u00e1, ne vegy\u00fcnk fel hitelt az \u00fcnnepek miatt. Gondoljuk meg, ha eg\u00e9sz \u00e9vben nem voltunk k\u00e9pesek \u00f6sszerakni annyi p\u00e9nzt, amib\u0151l a kar\u00e1csonyt finansz\u00edrozni tudjuk, akkor mib\u0151l fogjuk visszafizetni azt.<\/li>\n<\/ul>\n<p>Hallgassa meg a besz\u00e9lget\u00e9st tov\u00e1bbi tippek\u00e9rt!<\/p>\n<div class=\"ckeditor-html5-audio\"><span class=\"audio-wrapper\"><label class=\"audio-label\">Tippek a p\u00e9nz\u00fcgyileg tudatos \u00fcnnephez 1. r\u00e9sz<\/label><\/p>\n<p><audio controls=\"controls\" data-entity-type=\"file\" data-entity-uuid=\"ce5e096a-c2df-430d-b9b3-f2e85c18938e\" src=\"https:\/\/erdmost.hu\/wp-content\/uploads\/2022\/03\/21110607_07_csatos_01.mp3\">&nbsp;<\/audio><br \/>\n<\/span><\/div>\n<div class=\"ckeditor-html5-audio\"><span class=\"audio-wrapper\"><label class=\"audio-label\">Tippek a p\u00e9nz\u00fcgyileg tudatos \u00fcnnephez 2. r\u00e9sz<\/label><\/p>\n<p><audio controls=\"controls\" data-entity-type=\"file\" data-entity-uuid=\"902634d0-baaa-4877-99d8-e3709dcccf42\" src=\"https:\/\/erdmost.hu\/wp-content\/uploads\/2022\/03\/21110607_08_csatos_02.mp3\">&nbsp;<\/audio><br \/>\n<\/span><\/div>","protected":false},"excerpt":{"rendered":"<p>Nyakunkon a kar\u00e1csony, ami sz\u00e9ps\u00e9ge \u00e9s meghitts\u00e9ge mellett az aj\u00e1nd\u00e9koz\u00e1ssal sokak p\u00e9nzt\u00e1rc\u00e1j\u00e1t meg tudja terhelni. Az \u00c9RD FM 101.3 Bund\u00e1skeny\u00e9r c\u00edm\u0171 m\u0171sor\u00e1nak a vend\u00e9ge volt Csatos Erika, p\u00e9nz\u00fcgyi mentor, aki egyszer\u0171 \u00e9s k\u00f6nnyen megfogadhat\u00f3 tan\u00e1csokat adott, hogy ne legyen r\u00e9m\u00e1lom az \u00fcnnep. <\/p>","protected":false},"author":8,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"cikk_cimkek":[65,15],"content_flags":[350,349],"content_icons":[],"class_list":["post-19422","post","type-post","status-publish","format-standard","hentry","category-erdmost","cikk_cimkek-karacsony","cikk_cimkek-kozelet","content_flags-erdekes","content_flags-fontos"],"acf":[],"_links":{"self":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts\/19422","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/comments?post=19422"}],"version-history":[{"count":0,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts\/19422\/revisions"}],"wp:attachment":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/media?parent=19422"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/categories?post=19422"},{"taxonomy":"cikk_cimkek","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/cikk_cimkek?post=19422"},{"taxonomy":"content_flags","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/content_flags?post=19422"},{"taxonomy":"content_icons","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/content_icons?post=19422"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}