Binder Istv\u00e1n hozz\u00e1tette, hogy az MNB felm\u00e9r\u00e9se szerint az \u00e9rintett \u00fcgyfelek legal\u00e1bb 56 sz\u00e1zal\u00e9ka minden gond n\u00e9lk\u00fcl tudn\u00e1 fizetni havi t\u00f6rleszt\u0151r\u00e9szlet\u00e9t.<\/p>\n
A sz\u00f3viv\u0151 hangs\u00falyozta: a jegybank elv\u00e1rja a hitelint\u00e9zetekt\u0151l, hogy ha az \u00fcgyf\u00e9l a morat\u00f3rium alatt felhalmoz\u00f3dott \u00f6sszeget r\u00e9szlegesen vagy teljesen el\u0151t\u00f6rleszten\u00e9, azt megtehesse ingyen, el\u0151t\u00f6rleszt\u00e9si d\u00edj n\u00e9lk\u00fcl. Mindez sok t\u00edzezer, de ak\u00e1r sz\u00e1zezer forintos k\u00f6nnyebbs\u00e9get is jelenthet az \u00fcgyelek sz\u00e1m\u00e1ra.<\/p>\n
Az el\u0151t\u00f6rleszt\u00e9s mellett az \u00fcgyfeleknek m\u00e1s lehet\u0151s\u00e9g\u00fck is van: k\u00e9rhetik azt is, hogy maradjon az eredeti futamid\u0151 \u00e9s a morat\u00f3rium alatt felgy\u0171lt \u00f6sszeget a bank \u00e9p\u00edtse be a t\u00f6rleszt\u0151r\u00e9szletbe. A havi t\u00f6rleszt\u0151r\u00e9szlet ez\u00e1ltal kicsit magasabb lesz, viszont az \u00fcgyf\u00e9l az eredeti futamid\u0151 v\u00e9g\u00e9n letudja z\u00e1rni a hitelt. A jegybank ebben az esetben is azt v\u00e1rja el a bankokt\u00f3l, hogy ne legyen szerz\u0151d\u00e9sm\u00f3dos\u00edt\u00e1si d\u00edj – mondta.<\/p>\n
Binder Istv\u00e1n eml\u00e9keztetett, hogy egyel\u0151re szeptember 30-ig tart a morat\u00f3rium, amelynek a meghosszabb\u00edt\u00e1s\u00e1r\u00f3l a korm\u00e1ny augusztus v\u00e9g\u00e9n, szeptember elej\u00e9n fog d\u00f6nteni.<\/p>\n
Megjegyezte, hogy felesleges kiad\u00e1st v\u00e1llal mag\u00e1ra az, aki tov\u00e1bbra is ig\u00e9nybe venn\u00e9 a morat\u00f3riumot, mik\u00f6zben megvan a t\u00f6rleszt\u00e9si k\u00e9pess\u00e9ge, ugyanis ez\u00e1ltal jelent\u0151sen n\u0151het az \u00f6sszes visszafizetend\u0151 tartoz\u00e1sa.<\/p>\n
K\u00f6z\u00f6lte: tavaly \u00e9v elej\u00e9n 1,6 milli\u00f3 lakoss\u00e1gi \u00fcgyf\u00e9l vette ig\u00e9nybe a morat\u00f3riumot, ez a sz\u00e1m mostanra 1,2 milli\u00f3ra cs\u00f6kkent, emellett van m\u00e9g 30-35 ezer \u00e9rintett v\u00e1llalkoz\u00e1s. Ez a morat\u00f3riumra jogosult hitel\u00e1llom\u00e1nynak a fel\u00e9t jelenti a lakoss\u00e1gi oldalon.<\/p>","protected":false},"excerpt":{"rendered":"
A Magyar Nemzeti Bank arra biztatja a hitelfizet\u00e9si morat\u00f3riumot ig\u00e9nybe vev\u0151 \u00fcgyfeleket, min\u00e9l el\u0151bb kezdj\u00e9k meg a hiteleik t\u00f6rleszt\u00e9s\u00e9t \u2013 mondta el a k\u00f6ztelev\u00edzi\u00f3ban az MNB fel\u00fcgyeleti sz\u00f3viv\u0151je.<\/p>","protected":false},"author":8,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"cikk_cimkek":[15],"content_flags":[],"content_icons":[],"class_list":["post-16226","post","type-post","status-publish","format-standard","hentry","category-erdmost","cikk_cimkek-kozelet"],"acf":[],"_links":{"self":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts\/16226","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/comments?post=16226"}],"version-history":[{"count":0,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts\/16226\/revisions"}],"wp:attachment":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/media?parent=16226"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/categories?post=16226"},{"taxonomy":"cikk_cimkek","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/cikk_cimkek?post=16226"},{"taxonomy":"content_flags","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/content_flags?post=16226"},{"taxonomy":"content_icons","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/content_icons?post=16226"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}