{"id":13937,"date":"2021-04-16T12:04:46","date_gmt":"2021-04-16T12:04:46","guid":{"rendered":"https:\/\/wp.erdmost.hu\/2021\/04\/16\/gyorsabb-es-olcsobb-lesz-hitelfolyositas\/"},"modified":"2021-04-16T12:04:46","modified_gmt":"2021-04-16T12:04:46","slug":"gyorsabb-es-olcsobb-lesz-hitelfolyositas","status":"publish","type":"post","link":"https:\/\/erdmost.hu\/en\/2021\/04\/16\/gyorsabb-es-olcsobb-lesz-hitelfolyositas\/","title":{"rendered":"Gyorsabb \u00e9s olcs\u00f3bb lesz a hitelfoly\u00f3s\u00edt\u00e1s"},"content":{"rendered":"<p>A szervezet felid\u00e9zte, hogy az \u00e9rintetteknek sok k\u00f6nnyebbs\u00e9get hoz\u00f3 csomag egyik elemek\u00e9nt a P\u00e9nz\u00fcgyminiszt\u00e9rium a Magyar Banksz\u00f6vets\u00e9ggel egyeztetve febru\u00e1rban kib\u0151v\u00edtette az egyszer\u0171s\u00edtett, statisztikai alap\u00fa ingatlan \u00e9rt\u00e9kbecsl\u00e9s lehet\u0151s\u00e9g\u00e9t, \u00e9s m\u00f3dos\u00edtotta annak szab\u00e1lyrendszer\u00e9t. Ennek alapj\u00e1n a hitelfedezetek rendszeres fel\u00fclvizsg\u00e1lata sor\u00e1n, ahol a jogszab\u00e1ly erre lehet\u0151s\u00e9get ad, a magyar bankszektor m\u00e1r \u00e1ltal\u00e1nosan elkezdte alkalmazni ezt a m\u00f3dszert.<\/p>\n<p>Az itt \u00f6sszegy\u0171l\u0151 tapasztalatok abban is seg\u00edtenek, hogy a jogszab\u00e1lyi felt\u00e9teleknek megfelel\u0151 \u00faj jelz\u00e1loghitelek eset\u00e9ben is \u00e1ltal\u00e1nosan bevezethess\u00e9k ezt az egyszer\u0171bb, gyorsabb \u00e9s olcs\u00f3bb ingatlan\u00e9rt\u00e9kel\u00e9si met\u00f3dust. A febru\u00e1rban megjelent jogszab\u00e1ly lehet\u0151s\u00e9geinek teljes k\u00f6r\u0171 kiakn\u00e1z\u00e1s\u00e1n a bankok folyamatosan dolgoztak, \u00e9s hamarosan m\u00e1r nem csak a fel\u00fclvizsg\u00e1latn\u00e1l, hanem sz\u00e1mos \u00faj jelz\u00e1loghitel-kihelyez\u00e9s eset\u00e9ben is alkalmazhat\u00f3 lesz a statisztikai alap\u00fa \u00e9rt\u00e9kbecsl\u00e9s m\u00f3dszere &#8211; jelezt\u00e9k.<\/p>\n<p>A Magyar Banksz\u00f6vets\u00e9g egy\u00e9rtelm\u0171en t\u00e1mogatja az int\u00e9zked\u00e9scsomag elemeinek sz\u00e9lesk\u00f6r\u0171 alkalmaz\u00e1s\u00e1t, ennek k\u00f6sz\u00f6nhet\u0151en a hitelek foly\u00f3s\u00edt\u00e1sa gyorsabb \u00e9s egyben olcs\u00f3bb is lesz &#8211; hangs\u00falyozta a k\u00f6zlem\u00e9nyben Kov\u00e1cs Levente, a szervezet f\u0151titk\u00e1ra.<br \/>\n&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Gyorsabb \u00e9s olcs\u00f3bb lesz a hitelfoly\u00f3s\u00edt\u00e1s, hamarosan sz\u00e1mos \u00faj jelz\u00e1loghitel-kihelyez\u00e9shez is alkalmazz\u00e1k majd a bankok a statisztikai alap\u00fa \u00e9rt\u00e9kbecsl\u00e9s m\u00f3dszer\u00e9t &#8211; k\u00f6z\u00f6lte a Magyar Banksz\u00f6vets\u00e9g p\u00e9nteken az MTI-vel.<\/p>","protected":false},"author":8,"featured_media":0,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"cikk_cimkek":[219],"content_flags":[],"content_icons":[],"class_list":["post-13937","post","type-post","status-publish","format-standard","hentry","category-erdmost","cikk_cimkek-penzugy"],"acf":[],"_links":{"self":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts\/13937","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/comments?post=13937"}],"version-history":[{"count":0,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts\/13937\/revisions"}],"wp:attachment":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/media?parent=13937"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/categories?post=13937"},{"taxonomy":"cikk_cimkek","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/cikk_cimkek?post=13937"},{"taxonomy":"content_flags","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/content_flags?post=13937"},{"taxonomy":"content_icons","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/content_icons?post=13937"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}