{"id":12561,"date":"2021-02-25T08:13:09","date_gmt":"2021-02-25T08:13:09","guid":{"rendered":"https:\/\/wp.erdmost.hu\/2021\/02\/25\/sokan-varjak-az-ingatlanarak-csokkeneset\/"},"modified":"2021-02-25T08:13:09","modified_gmt":"2021-02-25T08:13:09","slug":"sokan-varjak-az-ingatlanarak-csokkeneset","status":"publish","type":"post","link":"https:\/\/erdmost.hu\/en\/2021\/02\/25\/sokan-varjak-az-ingatlanarak-csokkeneset\/","title":{"rendered":"Sokan v\u00e1rj\u00e1k az ingatlan\u00e1rak cs\u00f6kken\u00e9s\u00e9t"},"content":{"rendered":"

A koronav\u00edrus volt-e b\u00e1rmilyen hat\u00e1ssal az ingatlanpiacra?<\/strong><\/p>\n

Az els\u0151 hull\u00e1m alkalm\u00e1val megtorpant az \u00e9rdekl\u0151d\u00e9s \u00e9s vele egy\u00fctt az \u00e1rak is, viszont annak enyh\u00fcl\u00e9se ut\u00e1n hatv\u00e1nyozottan ker\u00fcltek el\u0151 azok az \u00e9rdekl\u0151d\u0151k is, akik kor\u00e1bban j\u00f6ttek volna, \u00edgy az ism\u00e9t n\u00f6vekv\u0151 kereslet hat\u00e1s\u00e1ra meg\u00e1llt az \u00e1rcs\u00f6kken\u00e9s, stagn\u00e1l\u00e1s k\u00f6vetkezett be, illetve az ut\u00f3bbi id\u0151ben enyhe emelked\u00e9snek indult. A m\u00e1sodik hull\u00e1m \u00e9rkez\u00e9se m\u00e1r kev\u00e9sb\u00e9 volt hat\u00e1ssal a piaci mozg\u00e1sra, mivel az emberek sz\u00e1m\u00e1ra nem volt ismeretlen a v\u00edrussal j\u00e1r\u00f3 \u00e9lethelyzet.<\/p>\n

Mi az oka a jelenlegi, igen magas ingatlan\u00e1raknak? Az elm\u00falt \u00e9vekben n\u00e9mi t\u00falz\u00e1ssal dupl\u00e1j\u00e1ra emelkedtek az \u00e1rak, lassan m\u00e1r egy k\u00e9t szob\u00e1s panel is megfizethetetlen.<\/strong><\/p>\n

Az \u00e1rak emelked\u00e9s\u00e9nek oka t\u00f6bb \u00f6sszetev\u0151b\u0151l \u00e1ll, melyek t\u00f6bb esetben ok-okozati \u00f6sszef\u00fcgg\u00e9sben \u00e1llnak egym\u00e1ssal. Kor\u00e1bban az 5%-os lak\u00e1s\u00e1fa, CSOK t\u00e1mogat\u00e1s \u00e9s a mell\u00e9 j\u00e1r\u00f3 kedvez\u0151 kamatoz\u00e1s\u00fa hitel bevezet\u00e9se gener\u00e1lt t\u00f6bb vev\u0151t a piacon, aminek hat\u00e1s\u00e1ra megemelkedett a kereslet. A n\u00f6vekv\u0151 kereslet t\u00f6bb \u00e9p\u00edt\u00e9st gener\u00e1lt, melyek hat\u00e1s\u00e1ra emelkedtek az \u00e9p\u00edt\u0151anyag \u00e1rak \u00e9s fokozott ig\u00e9ny mutatkozott a munkaer\u0151re is, \u00edgy annak \u00e9rt\u00e9ke is n\u0151tt. Id\u0151k\u00f6zben a forint gyeng\u00fcl\u00e9se is belesz\u00f3lt az \u00e1rak alakul\u00e1s\u00e1ba, emelve azokat. <\/p>\n

B\u00e1r a b\u00e9rleti d\u00edjak eset\u00e9n is l\u00e1tv\u00e1nyos az emelked\u00e9s, de a magas ingatlan\u00e1rak miatt n\u00e9pszer\u0171bb lett a lakhat\u00e1snak ez a form\u00e1ja? Vagy a fiatalok m\u00e9g mindig t\u00f6rekednek saj\u00e1t lak\u00e1sra?<\/strong><\/p>\n

A b\u00e9rleti d\u00edjak emelked\u00e9se, a kedvez\u0151 t\u00e1mogat\u00e1sok \u00e9s hitelek, valamint  a Magyarorsz\u00e1gon megszokott „tulajdonl\u00e1s” v\u00e1gya is arra \u00f6szt\u00f6nzi a fiatalokat, hogy ink\u00e1bb v\u00e1s\u00e1roljanak a b\u00e9rl\u00e9s helyett. Akik csal\u00e1dot szeretn\u00e9nek alap\u00edtani \u00e9s gyermekeket v\u00e1llalni, azoknak t\u00f6bbsz\u00f6r\u00f6sen jobban meg\u00e9ri kiakn\u00e1zni a t\u00e1mogat\u00e1si rendszer adta lehet\u0151s\u00e9geket arra a c\u00e9lra, hogy saj\u00e1t otthont teremtsenek. A b\u00e9rl\u00e9s sem \u00e1llt meg, de lelassult, cs\u00f6kkent a kereslet.<\/p>\n

Mennyire n\u00e9pszer\u0171 \u00c9rd \u00e9s k\u00f6rny\u00e9ke? Hiszen Budapesten m\u00e9g magasabb \u00e1rakkal tal\u00e1lkoznak a vev\u0151k.<\/strong><\/p>\n

\u00c9rd a k\u00fcl\u00f6n\u00f6sen n\u00e9pszer\u0171 agglomer\u00e1ci\u00f3s telep\u00fcl\u00e9sek k\u00f6z\u00e9 tartozik, mivel a f\u0151v\u00e1ros k\u00f6nnyen \u00e9s t\u00f6bb \u00fatvonalon aut\u00f3val \u00e9s t\u00f6megk\u00f6zleked\u00e9si eszk\u00f6z\u00f6kkel is, p\u00e9ld\u00e1ul k\u00f6zvetlen buszj\u00e1ratokkal, el\u0151v\u00e1rosi vas\u00fattal is megk\u00f6zel\u00edthet\u0151, de egyszer\u0171en eljuthatunk a Velencei-t\u00f3, a Balaton vagy \u00e9pp B\u00e9cs ir\u00e1ny\u00e1ba \u00fagy, mint az orsz\u00e1g b\u00e1rmely m\u00e1s pontj\u00e1ra is, mivel t\u00f6bb aut\u00f3p\u00e1lya (M1, M7, M6, M0) el\u00e9rhet\u0151 a k\u00f6zelben. A jellege kertv\u00e1rosi, mely az agglomer\u00e1ci\u00f3ba v\u00e1gy\u00f3 csal\u00e1dosok v\u00e1gy\u00e1t teljes\u00edti. Ez a kett\u0151 fontos jellemz\u0151 t\u00e1rsul azzal, hogy az \u00e1r-\u00e9rt\u00e9k ar\u00e1ny – az \u00e1remelked\u00e9sek ellen\u00e9re is – m\u00e9g mindig j\u00f3nak mondhat\u00f3. \u00c9rdt\u0151l befel\u00e9 haladva m\u00e1r a k\u00f6zvetlen szomsz\u00e9ds\u00e1gban l\u00e9v\u0151 v\u00e1rosok eset\u00e9ben is – mint p\u00e9ld\u00e1ul Di\u00f3sd, vagy T\u00f6r\u00f6kb\u00e1lint – magasabb \u00e1rakkal tal\u00e1lkoznak a vev\u0151k. <\/p>\n

\u00c9rden ma mit \u00e9s mennyi\u00e9rt lehet venni?  Persze ez nyilv\u00e1n sok mindent\u0151l f\u00fcgg, de \u00e1tlag\u00e1rat vagy egy \u201et\u00f3l-ig” hat\u00e1rt gy panelra, egy \u00faj \u00e9p\u00edt\u00e9s\u0171 t\u00e1rsash\u00e1zra, illetve egy \u00faj \u00e9p\u00edt\u00e9s\u0171 vagy egy viszonylag \u00faj csal\u00e1di h\u00e1zra tudsz mondani?<\/strong><\/p>\n

Az ingatlanok \u00e1r\u00e1t val\u00f3ban sok \u00f6sszetev\u0151 befoly\u00e1solja, p\u00e9ld\u00e1ul az \u00e1llapota vagy a v\u00e1roson bel\u00fcli elhelyezked\u00e9se. A panel \u00e1rak jelenleg 25-26 milli\u00f3 Ft k\u00f6r\u00fcl mozognak, mely fel\u00faj\u00edtott eset\u00e9ben ak\u00e1r k\u00f6zel\u00edtheti a 30 milli\u00f3t is. Az \u00faj \u00e9p\u00edt\u00e9s\u0171 t\u00e1rsash\u00e1zi lak\u00e1sok m2 \u00e1rai 600-650 ezer Ft k\u00f6r\u00fcli \u00e1rakon mozognak \u00e9s esetenk\u00e9nt erre j\u00f6het m\u00e9g a parkol\u00f3 illetve t\u00e1rol\u00f3 \u00e1ra. Az \u00faj \u00e9p\u00edt\u00e9s\u0171 ikerh\u00e1zi lak\u00e1sok \u00e1rai, melyek m\u00e1r nagyobb lak\u00f3t\u00e9rrel \u00e9s jellemz\u0151en 3 szoba + nappalival \u00e9s gar\u00e1zzsal is rendelkeznek 65 milli\u00f3 Ft k\u00f6r\u00fcli \u00e1rakon \u00e9rhet\u0151ek el, m\u00edg a szint\u00e9n \u00faj \u00e9p\u00edt\u00e9s\u0171 \u00f6n\u00e1ll\u00f3 csal\u00e1di h\u00e1zak (3-4 szoba + nappali + gar\u00e1zs) \u00e1rai m\u00e1r 70-90 milli\u00f3 Ft k\u00f6r\u00fcl alakulnak. Term\u00e9szetesen vannak \u00c9rden kifejezetten exkluz\u00edv h\u00e1zak is, melyek \u00e1rai m\u00e1r \u00e1tl\u00e9pik a 100-150 milli\u00f3 Ft-os \u00e9rt\u00e9ket is. A haszn\u00e1lt csal\u00e1di \u00e9s ikerh\u00e1zak piaca enn\u00e9l \u00e1rnyaltabb k\u00e9pet mutat, mert ott nagyobb a sz\u00f3r\u00e1s az \u00e1llapotot illet\u0151en. Elmondhat\u00f3, hogy egy k\u00f6zepes \u00e1llapot\u00fa un. „kocka” h\u00e1z is 40 milli\u00f3 Ft k\u00f6r\u00fcl mozog.<\/p>\n

Akkor nagyj\u00e1b\u00f3l igaz, amit az elm\u00falt napokban olvastam, hogy Budapest k\u00f6rny\u00e9k\u00e9n 50 milli\u00f3 alatt csak fel\u00faj\u00edtand\u00f3 h\u00e1zat kapunk?<\/strong><\/p>\n

\u00c9rden itt m\u00e9g nem tartunk, de az \u00f6n\u00e1ll\u00f3 csal\u00e1di h\u00e1zak eset\u00e9n m\u00e1r lassan k\u00f6zel\u00edt\u00fcnk. Ink\u00e1bb azt mondan\u00e1m, hogy 50 milli\u00f3 Ft-\u00e9rt lehet venni j\u00f3 \u00e1llapot\u00fa, lakhat\u00f3 ingatlant, de nem teljesen fel\u00faj\u00edtottat. Persze ez f\u00fcgg az ingatlan m\u00e9ret\u00e9t\u0151l is. <\/p>\n

Lehet-e el\u0151re prognosztiz\u00e1lni b\u00e1rmit is, v\u00e1rhat\u00f3-e az ingatlan\u00e1rak cs\u00f6kken\u00e9se, vagy mehetnek enn\u00e9l m\u00e9g feljebb is az \u00e1rak?<\/strong><\/p>\n

Egy dolog miatt neh\u00e9z prognosztiz\u00e1lni most el\u0151re, ez pedig a pand\u00e9mia \u00e9s annak hat\u00e1sai – jelen esetben gazdas\u00e1gi hat\u00e1sai – miatti bizonytalans\u00e1g. Jelen helyzetben stagn\u00e1l\u00e1st v\u00e1rok a piacon, mely a j\u00e1rv\u00e1ny sikeres legy\u0151z\u00e9se \u00e9s a le\u00e1llt \u00e1gazatok \u00fajraindul\u00e1sa, a gazdas\u00e1g fogaskerekeinek beindul\u00e1sa ut\u00e1n regener\u00e1l\u00f3d\u00e1si, k\u00e9s\u0151bb emelked\u00e9si p\u00e1ly\u00e1ra \u00e1llhat. Sokan v\u00e1rj\u00e1k az \u00e1rak cs\u00f6kken\u00e9s\u00e9t, melynek oka v\u00e9lem\u00e9nyem szerint az, hogy m\u00e9g akt\u00edvan \u00e9l eml\u00e9keinkben a n\u00e9h\u00e1ny \u00e9vvel ezel\u0151tti \u00e1rszint, ami a kor\u00e1bban eml\u00edtett okok \u00f6sszess\u00e9ge miatt megemelkedett \u00e9s ezen m\u0171k\u00f6dik, amit annak hirtelen emelked\u0151 tendenci\u00e1ja miatt neh\u00e9z elfogadni. \u00c1rcs\u00f6kken\u00e9st a kereslet visszaes\u00e9se okozhatna, mely az elh\u00faz\u00f3d\u00f3 j\u00e1rv\u00e1ny \u00e9s annak hat\u00e1saira visszavezethet\u0151 okok gener\u00e1lhatnak.  <\/p>","protected":false},"excerpt":{"rendered":"

Az elm\u00falt \u00e9vekben j\u00f3csk\u00e1n megemelkedtek az ingatlan\u00e1rak \u00e9s ez a tendencia \u00c9rdet sem ker\u00fclte el. Bak\u00f3 Norberttel, az Otthon Plusz Ingatlank\u00f6zvet\u00edt\u0151 Iroda vezet\u0151j\u00e9vel besz\u00e9lgett\u00fcnk t\u00f6bbek k\u00f6z\u00f6tt az \u00e9rdi ingatlanok \u00e1rair\u00f3l \u00e9s az emelked\u00e9s okair\u00f3l, de az is sz\u00f3ba ker\u00fclt, mire sz\u00e1m\u00edthatunk a j\u00f6v\u0151ben. <\/p>","protected":false},"author":8,"featured_media":12562,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"cikk_cimkek":[155,25],"content_flags":[348],"content_icons":[],"class_list":["post-12561","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-erdmost","cikk_cimkek-ingatlan","cikk_cimkek-mindennapok","content_flags-top"],"acf":[],"_links":{"self":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts\/12561","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/comments?post=12561"}],"version-history":[{"count":0,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts\/12561\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/media\/12562"}],"wp:attachment":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/media?parent=12561"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/categories?post=12561"},{"taxonomy":"cikk_cimkek","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/cikk_cimkek?post=12561"},{"taxonomy":"content_flags","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/content_flags?post=12561"},{"taxonomy":"content_icons","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/content_icons?post=12561"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}