BizPay \u00e1ltal k\u00edn\u00e1lt Worldline szolg\u00e1ltat\u00e1sok<\/a> nagy seg\u00edts\u00e9get jelentenek a v\u00e1llalkoz\u00e1sok sz\u00e1m\u00e1ra, mivel hat\u00e9kony fizet\u00e9si megold\u00e1sokat ny\u00fajthatnak az \u00fcgyfeleknek, v\u00e1s\u00e1rl\u00f3knak. Optimaliz\u00e1lni lehet az eg\u00e9sz \u00e9rt\u00e9kes\u00edt\u00e9si folyamatot, illetve a kiad\u00e1sokat, bev\u00e9teleket \u00e9s az egyes tranzakci\u00f3kat \u00e1tl\u00e1that\u00f3bban lehet megvizsg\u00e1lni, ellen\u0151rizni.<\/p>\nA bankk\u00e1rty\u00e1s fizet\u00e9s r\u00e1ad\u00e1sul egy\u00e9rtelm\u0171en kezdi \u00e1tvenni az uralmat, \u00e9s h\u00e1tt\u00e9rbe szor\u00edtja a k\u00e9szp\u00e9nzt \u2013 a h\u00edrekben legal\u00e1bbis sokat olvasni err\u0151l. Erre a keresked\u0151knek is fel kell k\u00e9sz\u00fclni. Vannak olyan k\u00f6lts\u00e9gek is, amelyek szint\u00e9n megjelennek egy-egy tranzakci\u00f3 eset\u00e9ben.<\/p>\n
A k\u00e1rtyat\u00e1rsas\u00e1gi d\u00edjak olyan d\u00edjak, amelyeket a bankk\u00e1rtya elfogad\u00f3 p\u00e9nzint\u00e9zetek vagy a bank a tranzakci\u00f3 ut\u00e1n a nemzetk\u00f6zi k\u00e1rtyat\u00e1rsas\u00e1gok r\u00e9sz\u00e9re fizet. Ilyen p\u00e9ld\u00e1ul a Visa \u00e9s a Mastercard is. A d\u00edj a k\u00e1rtyat\u00e1rsas\u00e1gok k\u00f6lts\u00e9geit hivatott fedezni. A d\u00edj m\u00e9rt\u00e9k\u00e9t a t\u00e1rsas\u00e1gok hat\u00e1rozz\u00e1k meg.<\/p>\n
A k\u00e9t legismertebb szolg\u00e1ltat\u00f3 hasonl\u00f3 alapon m\u0171k\u00f6d\u0151 s\u00e1vos, fix \u00f6sszeget \u00e9s egysz\u00e1zal\u00e9kos ar\u00e1nyt alkalmaz. Ezzel szemben az American Express-n\u00e9l m\u00e1r egy j\u00f3val komplexebb d\u00edjszab\u00e1s tal\u00e1lhat\u00f3, ami a tranzakci\u00f3 m\u00e9rt\u00e9k\u00e9n \u00e9s a keresked\u0151 kateg\u00f3ri\u00e1j\u00e1n alapszik.<\/p>\n
Magyarorsz\u00e1gon a k\u00e9t legelterjedtebb a Visa \u00e9s a Mastercard. Mindk\u00e9t v\u00e1llalat a tranzakci\u00f3k ut\u00e1n a teljes v\u00e9tel\u00e1r 0,22%-a k\u00f6r\u00fcli d\u00edjat sz\u00e1m\u00edt fel a keresked\u0151nek. \u00c1ltal\u00e1ban a belf\u00f6ldi k\u00e1rty\u00e1k ut\u00e1n felsz\u00e1m\u00edtott rendszerd\u00edjak kedvez\u0151bbek, de ez szolg\u00e1ltat\u00f3nk\u00e9nt elt\u00e9r\u0151 lehet, amire \u00e9rdemes odafigyelni.<\/p>\n
Vannak azonban nagy k\u00fcl\u00f6nbs\u00e9gek is a k\u00e9t nagy t\u00e1rsas\u00e1g k\u00f6z\u00f6tt: a Mastercard hat\u00e1rokon \u00e1tny\u00fal\u00f3 d\u00edjakat sz\u00e1mol fel olyan tranzakci\u00f3k ut\u00e1n, amelyek sor\u00e1n az egyik orsz\u00e1gban kibocs\u00e1tott k\u00e1rtya egy m\u00e1sik orsz\u00e1gban t\u00f6rt\u00e9n\u0151 v\u00e1s\u00e1rl\u00e1sra ker\u00fcl haszn\u00e1latra.<\/p>\n
Mire figyeljen a keresked\u0151?<\/strong><\/p>\nTerm\u00e9szetesen sz\u00e1mos t\u00e9nyez\u0151t kell figyelembe venni a k\u00e1rtyaelfogad\u00f3 kiv\u00e1laszt\u00e1sa sor\u00e1n. Mind a Visa, mind a Mastercard d\u00edjat sz\u00e1m\u00edt fel a keresked\u0151knek a tranzakci\u00f3k ut\u00e1n. A Mastercard visszaterhel\u00e9s-v\u00e9delmi szolg\u00e1ltat\u00e1st is ny\u00fajt az erre feliratkoz\u00f3 v\u00e1llalkoz\u00e1soknak. Ez megv\u00e9di a keresked\u0151ket a csal\u00f3 visszaterhel\u00e9sekkel szemben \u00e9s megt\u00e9r\u00edti a felmer\u00fcl\u0151 vesztes\u00e9geket is.<\/p>\n
\u00c9rdemes szakemberrel konzult\u00e1lni<\/strong><\/p>\nA v\u00e1llalkoz\u00e1s fizet\u00e9si rendszer\u00e9nek, infrastrukt\u00far\u00e1j\u00e1nak a kialak\u00edt\u00e1sa sor\u00e1n mindenk\u00e9ppen aj\u00e1nlott egy szakember seg\u00edts\u00e9g\u00e9t k\u00e9rni. Az, hogy a v\u00e1s\u00e1rl\u00f3k hogyan \u00e9s mivel tudnak fizetni, azt a keresked\u0151 hogyan kezeli alapvet\u0151en hat\u00e1rozza meg majd az eg\u00e9sz projekt sikeress\u00e9g\u00e9t \u00e9s profitj\u00e1t. Ez\u00e9rt sem mindegy, hogy milyen fizet\u00e9si szolg\u00e1ltat\u00f3t haszn\u00e1lunk a mindennapokban.<\/p>\n
(X)<\/p>","protected":false},"excerpt":{"rendered":"
Az elektronikus fizet\u00e9sek t\u00e9rnyer\u00e9s\u00e9vel a keresked\u0151knek, v\u00e1llalkoz\u00e1soknak \u00faj megold\u00e1sokra is fel kell k\u00e9sz\u00fclni\u00fck.<\/p>","protected":false},"author":8,"featured_media":116840,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"cikk_cimkek":[5496],"content_flags":[],"content_icons":[],"class_list":["post-116839","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-erdmost","cikk_cimkek-bizpay"],"acf":[],"_links":{"self":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts\/116839","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/comments?post=116839"}],"version-history":[{"count":2,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts\/116839\/revisions"}],"predecessor-version":[{"id":116956,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/posts\/116839\/revisions\/116956"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/media\/116840"}],"wp:attachment":[{"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/media?parent=116839"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/categories?post=116839"},{"taxonomy":"cikk_cimkek","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/cikk_cimkek?post=116839"},{"taxonomy":"content_flags","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/content_flags?post=116839"},{"taxonomy":"content_icons","embeddable":true,"href":"https:\/\/erdmost.hu\/en\/wp-json\/wp\/v2\/content_icons?post=116839"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}